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National Condo & Apartment Insurance Group Property Management Coverages


The National Condo and Apartment Insurance Group offers coverage that every property manager should consider, including General Liability Coverage, Umbrella Coverage and Directors and Officers Liability Coverage.

Let us help you ensure these necessary coverages aren't passed over, with great products at a great price.


Property Managers E&O / Professional Liability


The number of tenant discrimination cases and employment-related cases against property managers are on the rise. Courts have held property managers with an equity stake in the property to a higher standard of care. Protect yourself with Property Managers professional liability insurance.

General Liability Coverage


The Commercial General Liability Policy provides the insurance protection needed to pay damages for bodily injury or property damage for which the insured is legally responsible.

Business Auto Coverage


The Business Auto policy provides both liability and physical damage coverage for insured vehicles.

Property Insurance


Property Insurance is any type of insurance that indemnifies an insured party who suffers a financial loss because property has been damaged or destroyed.

Inland Marine Insurance


The property covered on the contractors floater might range from simple hand tools to very large cranes. Virtually any type of mobile equipment or tool can be insured.

Umbrella Liability


Umbrella liability insurance provides excess liability coverage over several of the insured's primary liability policies.

Professional Liability


Property Managers Professional Liability (Errors and Omissions) Provides coverage if sued while providing professional services in the management or leasing of property. Coverage can include Automatic Wrongful Eviction coverage provided for the management of Residential Property and Personal Injury Coverage. Also Tenant Discrimination Optional coverage for defense and indemnification if sued by a third party for allegations of discrimination can be added.

Directors & Officers Liability Coverage


Directors and Officers (D&O's) are held responsible for implementing sound corporate policies and procedures and for monitoring management's implementation of such procedures. This can include day to day decisions such as sound investment management, release of non-public information, conflicts of interest, hiring and firing decisions, corporate policies regarding discrimination, sexual harassment, benefit plans, merger and acquisition activity just to name a few. Simply put, D&O is professional liability for decision makers.

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 NCAIG Licensed Strategic Partner


 LSP Program Benefits

Becoming an NCAIG LSP has several benefits:

- Help existing clients save money on their insurance premiums
- Build stronger relationships with existing clients
- Become a true real estate advisor vs just a broker
- Insurance proposals are done by NCAIG so a referral is all that is needed
- Build a book of residual insurance commissions
- Receive commissions on all referred policies signed up and all future NCAIG policies for your clients
- The commissions are sizeable and over time can be built to a significant income
- Excellent program for extra income in a down real estate market

 Getting your Insurance License

Getting your insurance licence may be easier than you think!

There are a few basic steps to getting your Property & Casualty Insurance License. The requirements sometimes differ by state, but often include:

(1) On-line or in-class training (about 48 hours)
(2) Passing the Property & Casualty Insurance exam

It is important to become licensed in the state in which the insurance is being sold.

Choose a state below to get information on license training and classes: